Beulah, MI
How exposed is Beulah to wildfire?
Out of every US place USFS scores, Beulah lands at the 21st percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 370 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Beulah's burn probability — fire likelihood with no building count factored in — sits at the 22nd percentile nationally.
Beulah's building exposure, zone by zone
76.5% of Beulah's 370 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 23.5% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Beulah against the rest of the country
Compare Beulah's two percentiles: 69th within Michigan, only 21st nationally — a gap of 48 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Beulah ranks 24,899 for wildfire risk (1 is highest) and 19,855 by building count (1 is largest). Within Michigan alone, it ranks 233 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
What this risk score means for insurance
Beulah's moderate rating (21st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With ember exposure the dominant pattern in Beulah (76.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Beulah's figures come from
Beulah's 21st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Beulah's dominant indirect exposure actually means, with real examples from across the dataset.