Bettsville, OH
How exposed is Bettsville to wildfire?
USFS's Wildfire Risk to Communities model puts Bettsville at the 3rd national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 487 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bettsville at the 3rd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Bettsville rates 86% Minimal exposure against just 14% Direct and 0% Indirect — of 487 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Bettsville against the rest of the country
Bettsville scores 3rd nationally and 18th within Ohio — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Bettsville ranks 30,586 for wildfire risk (1 is highest) and 17,587 by building count (1 is largest). Within Ohio alone, it ranks 1,037 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
Bettsville's low rating (3rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 86% of buildings rated Minimal exposure, Bettsville gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 487 counted buildings into the percentiles shown above for Bettsville. For more on what minimal exposure implies beyond Bettsville, see the exposure-zones guide.