Bessie, OK
How exposed is Bessie to wildfire?
USFS scores Bessie at the 38th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 205 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bessie at the 34th national percentile — 4 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Bessie's buildings actually sit
Only 26.3% of Bessie's 205 buildings carry Direct exposure and 0% carry Indirect; the remaining 73.7% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Bessie ranks
Inside Oklahoma, Bessie sits at just the 2nd percentile even though it scores 38th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Bessie ranks 19,517 for wildfire risk (1 is highest) and 24,670 by building count (1 is largest). Within Oklahoma alone, it ranks 815 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Bessie and the insurance market
Bessie's moderate rating (38th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 73.7% of Bessie outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Bessie's 19,517-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Bessie, see the exposure-zones guide.