Bertsch-Oceanview, CA
Bertsch-Oceanview wildfire risk explained
USFS's Wildfire Risk to Communities model puts Bertsch-Oceanview at the 52nd national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 1,347 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bertsch-Oceanview at the 54th percentile, close to its 52nd-percentile risk score.
What "at risk" means for the buildings here
Indirect exposure is dominant in Bertsch-Oceanview (59.6% of 1,347 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 40.2% sit in the Direct zone.
How Bertsch-Oceanview compares
Bertsch-Oceanview's 52nd national percentile looks worse in isolation than its 12th ranking inside California does — this place is on the milder end for its own state, by 40 points. Among the 31,521 US communities USFS scores, Bertsch-Oceanview ranks 15,148 for wildfire risk (1 is highest) and 9,844 by building count (1 is largest). Within California alone, it ranks 1,377 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Shopping for coverage in Bertsch-Oceanview
Bertsch-Oceanview's 52nd-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
Lowering exposure, not just insuring around it
Bertsch-Oceanview's 59.6% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Bertsch-Oceanview's 52nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Bertsch-Oceanview, see the exposure-zones guide.