Bertrand, NE
Bertrand wildfire risk explained
Bertrand sits at the 25th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 526 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Bertrand's burn probability — fire likelihood with no building count factored in — sits at the 21st percentile nationally.
Where Bertrand's buildings actually sit
526 buildings are counted in Bertrand, and 94.1% of them are Indirect exposure — ember-driven risk rather than the 5.9% in Direct exposure or the 0% rated Minimal.
Where Bertrand ranks
Bertrand's risk sits at a similar level relative to Nebraska (13th percentile statewide) as it does nationally (25th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Bertrand ranks 23,671 for wildfire risk (1 is highest) and 16,926 by building count (1 is largest). Within Nebraska alone, it ranks 510 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Shopping for coverage in Bertrand
Bertrand's moderate rating (25th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because 94.1% of Bertrand's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Bertrand's 25th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Bertrand, see the exposure-zones guide.