Berry, KY
Berry, KY's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Berry at the 22nd national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 153 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Berry at the 24th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
84.3% of Berry's 153 buildings sit in USFS's Direct exposure zone, roughly 129 structures close enough to burnable vegetation for flame contact, not just embers — 15.7% fall in the Indirect, ember-only zone and 0% are Minimal.
How Berry compares
Within Kentucky, Berry ranks higher (39th percentile) than it does nationally (22nd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Berry ranks 24,643 for wildfire risk (1 is highest) and 26,748 by building count (1 is largest). Within Kentucky alone, it ranks 339 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
What this risk score means for insurance
Berry's moderate rating (22nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Berry's 84.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Berry's figures come from
Every one of the two percentiles behind Berry's 24,643-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Berry's dominant direct exposure actually means, with real examples from across the dataset.