Bern, KS
Bern, KS's wildfire risk, in USFS's own numbers
Bern's 178 buildings earn a 77th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bern at the 72nd national percentile — 4 points below its risk-to-structures score, a gap driven by how much is actually built there.
Bern's building exposure, zone by zone
Bern rates 90.5% Minimal exposure against just 9.6% Direct and 0% Indirect — of 178 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Bern compares
Bern's risk sits at a similar level relative to Kansas (74th percentile statewide) as it does nationally (77th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Bern ranks 7,342 for wildfire risk (1 is highest) and 25,713 by building count (1 is largest). Within Kansas alone, it ranks 188 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
What this risk score means for insurance
Bern's high rating (77th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Bern
With 90.5% of buildings rated Minimal exposure, Bern gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Bern's 77th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Bern, see the exposure-zones guide.