Bermuda Dunes, CA
Bermuda Dunes, CA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Bermuda Dunes at the 44th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 3,085 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bermuda Dunes at the 45th percentile, close to its 44th-percentile risk score.
Bermuda Dunes's building exposure, zone by zone
Most of Bermuda Dunes's buildings (96.6% of 3,085) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Bermuda Dunes compares
Bermuda Dunes's 44th national percentile looks worse in isolation than its 7th ranking inside California does — this place is on the milder end for its own state, by 37 points. Among the 31,521 US communities USFS scores, Bermuda Dunes ranks 17,639 for wildfire risk (1 is highest) and 5,305 by building count (1 is largest). Within California alone, it ranks 1,457 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Because Bermuda Dunes is in California, a wildfire-hazard disclosure is legally required before a sale closes here — unusual nationally, since only these two states mandate it. The state's FAIR Plan alone carried 668,609 policies by the end of 2025. Full detail in the disclosure-law guide.
What would actually reduce this score
Even with 96.6% of Bermuda Dunes outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 3,085 counted buildings into the percentiles shown above for Bermuda Dunes. For more on what minimal exposure implies beyond Bermuda Dunes, see the exposure-zones guide.