Berlin, MD
Berlin, MD's wildfire risk, in USFS's own numbers
USFS scores Berlin at the 47th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 2,122 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Berlin at the 47th percentile, close to its 47th-percentile risk score.
What "at risk" means for the buildings here
USFS puts 63.7% of Berlin's 2,122 buildings in the Indirect exposure zone, versus 35.5% Direct and 0.8% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Berlin against the rest of the country
Within Maryland, Berlin ranks higher (66th percentile) than it does nationally (47th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Berlin ranks 16,606 for wildfire risk (1 is highest) and 7,139 by building count (1 is largest). Within Maryland alone, it ranks 177 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
Berlin and the insurance market
At the 47th national percentile, Berlin rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Because 63.7% of Berlin's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Berlin's 16,606-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Berlin, see the exposure-zones guide.