Berkley, CO
How exposed is Berkley to wildfire?
Out of every US place USFS scores, Berkley lands at the 21st percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 4,903 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Berkley at the 24th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Berkley's buildings actually sit
Most of Berkley's buildings (97.3% of 4,903) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Berkley ranks
Inside Colorado, Berkley sits at just the 1st percentile even though it scores 21st nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Berkley ranks 24,888 for wildfire risk (1 is highest) and 3,488 by building count (1 is largest). Within Colorado alone, it ranks 467 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
Berkley and the insurance market
At the 21st national percentile, Berkley rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Berkley's 97.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 4,903 counted buildings into the percentiles shown above for Berkley. For more on what minimal exposure implies beyond Berkley, see the exposure-zones guide.