Berino, NM
Berino wildfire risk explained
Out of every US place USFS scores, Berino lands at the 40th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 565 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Berino at the 42nd national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Berino's buildings actually sit
Indirect exposure is dominant in Berino (63.7% of 565 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 36.3% sit in the Direct zone.
Where Berino ranks
Inside New Mexico, Berino sits at just the 8th percentile even though it scores 40th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Berino ranks 18,847 for wildfire risk (1 is highest) and 16,328 by building count (1 is largest). Within New Mexico alone, it ranks 455 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
What this risk score means for insurance
At the 40th national percentile, Berino rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Berino's 63.7% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Berino's figures come from
The methodology guide shows exactly how USFS turned 565 counted buildings into the percentiles shown above for Berino. The exposure-zones guide covers what Berino's dominant indirect exposure actually means, with real examples from across the dataset.