Bergholz, OH
Bergholz wildfire risk explained
USFS scores Bergholz at the 44th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 469 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bergholz at the 43rd national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Bergholz's buildings actually sit
USFS puts 64.6% of Bergholz's 469 buildings in the Indirect exposure zone, versus 35.4% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Bergholz compares
Bergholz's 95th-percentile standing inside Ohio outpaces its 44th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Bergholz ranks 17,694 for wildfire risk (1 is highest) and 17,900 by building count (1 is largest). Within Ohio alone, it ranks 60 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
Bergholz's elevated wildfire rating (44th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Bergholz
Because 64.6% of Bergholz's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Bergholz's figures come from
The methodology guide shows exactly how USFS turned 469 counted buildings into the percentiles shown above for Bergholz. The exposure-zones guide covers what Bergholz's dominant indirect exposure actually means, with real examples from across the dataset.