Bergenfield, NJ
Bergenfield, NJ's wildfire risk, in USFS's own numbers
Bergenfield's 7,441 buildings earn a 22nd-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bergenfield at the 23rd percentile, close to its 22nd-percentile risk score.
Bergenfield's building exposure, zone by zone
Bergenfield rates 92.1% Minimal exposure against just 7.9% Direct and 0% Indirect — of 7,441 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 7,441 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Bergenfield against the rest of the country
There's little gap between Bergenfield's 22nd national percentile and its 8th percentile inside New Jersey, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Bergenfield ranks 24,715 for wildfire risk (1 is highest) and 2,296 by building count (1 is largest). Within New Jersey alone, it ranks 646 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Shopping for coverage in Bergenfield
Bergenfield's moderate wildfire rating (22nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Bergenfield's 92.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 7,441 counted buildings into the percentiles shown above for Bergenfield. For more on what minimal exposure implies beyond Bergenfield, see the exposure-zones guide.