Bergen, NY
Bergen, NY's wildfire risk, in USFS's own numbers
Bergen's 578 buildings earn a 8th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bergen at the 7th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Bergen's building exposure, zone by zone
Direct exposure dominates in Bergen: 51.6% of its 578 buildings, versus 0% Indirect and 48.4% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Bergen ranks
Bergen scores 8th nationally and 16th within New York — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Bergen ranks 29,101 for wildfire risk (1 is highest) and 16,134 by building count (1 is largest). Within New York alone, it ranks 1,079 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Bergen and the insurance market
Bergen's low rating (8th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because Direct exposure dominates in Bergen (51.6%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Bergen's figures come from
The methodology guide shows exactly how USFS turned 578 counted buildings into the percentiles shown above for Bergen. The exposure-zones guide covers what Bergen's dominant direct exposure actually means, with real examples from across the dataset.