Berea, NE
Berea, NE's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Berea lands at the 44th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 85 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Berea at the 38th national percentile — 6 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Berea's buildings actually sit
USFS classifies 64.7% of Berea's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 35.3% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Berea compares
Inside Nebraska, Berea sits at just the 28th percentile even though it scores 44th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Berea ranks 17,589 for wildfire risk (1 is highest) and 29,695 by building count (1 is largest). Within Nebraska alone, it ranks 416 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Shopping for coverage in Berea
Berea's elevated rating (44th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Berea
Even with 64.7% of Berea outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 85 counted buildings into the percentiles shown above for Berea. For more on what minimal exposure implies beyond Berea, see the exposure-zones guide.