Benton, IN
Benton, IN's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Benton at the 4th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 306 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Benton's burn probability — fire likelihood with no building count factored in — sits at the 4th percentile nationally.
Where Benton's buildings actually sit
Only 48.4% of Benton's 306 buildings carry Direct exposure and 0% carry Indirect; the remaining 51.6% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Benton against the rest of the country
Benton's 26th-percentile standing inside Indiana outpaces its 4th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Benton ranks 30,406 for wildfire risk (1 is highest) and 21,464 by building count (1 is largest). Within Indiana alone, it ranks 719 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Benton's low wildfire rating (4th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Benton's 51.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 306 counted buildings into the percentiles shown above for Benton. For more on what minimal exposure implies beyond Benton, see the exposure-zones guide.