Bentley, OK
Bentley, OK's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Bentley at the 81st national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 59 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bentley at the 84th percentile, close to its 81st-percentile risk score.
What "at risk" means for the buildings here
Direct exposure dominates in Bentley: 98.3% of its 59 buildings, versus 1.7% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Bentley ranks
Bentley's 81st national percentile looks worse in isolation than its 22nd ranking inside Oklahoma does — this place is on the milder end for its own state, by 59 points. Among the 31,521 US communities USFS scores, Bentley ranks 5,990 for wildfire risk (1 is highest) and 30,690 by building count (1 is largest). Within Oklahoma alone, it ranks 649 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Bentley and the insurance market
Bentley's 81st-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Bentley
Bentley's 98.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 59 counted buildings into the percentiles shown above for Bentley. For more on what direct exposure implies beyond Bentley, see the exposure-zones guide.