Bennington, OK
How exposed is Bennington to wildfire?
Bennington sits at the 79th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 244 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bennington at the 81st percentile, close to its 79th-percentile risk score.
Bennington's building exposure, zone by zone
Direct exposure dominates in Bennington: 61.5% of its 244 buildings, versus 38.5% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Bennington ranks
Inside Oklahoma, Bennington sits at just the 19th percentile even though it scores 79th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Bennington ranks 6,627 for wildfire risk (1 is highest) and 23,342 by building count (1 is largest). Within Oklahoma alone, it ranks 680 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
At the 79th percentile nationally, Bennington carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Bennington's 61.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Bennington's figures come from
The methodology guide shows exactly how USFS turned 244 counted buildings into the percentiles shown above for Bennington. The exposure-zones guide covers what Bennington's dominant direct exposure actually means, with real examples from across the dataset.