Bennington, NE
How exposed is Bennington to wildfire?
Out of every US place USFS scores, Bennington lands at the 49th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 783 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bennington at the 46th national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
Bennington's building exposure, zone by zone
USFS classifies 88.8% of Bennington's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 11.2% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Bennington compares
Bennington's risk sits at a similar level relative to Nebraska (35th percentile statewide) as it does nationally (49th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Bennington ranks 16,138 for wildfire risk (1 is highest) and 13,788 by building count (1 is largest). Within Nebraska alone, it ranks 377 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
Bennington's elevated wildfire rating (49th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Bennington
With 88.8% of buildings rated Minimal exposure, Bennington gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Bennington's figures come from
Every one of the two percentiles behind Bennington's 16,138-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Bennington's dominant minimal exposure actually means, with real examples from across the dataset.