Bennetts Switch, IN
Bennetts Switch, IN's wildfire risk, in USFS's own numbers
Bennetts Switch sits at the 2nd percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 134 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bennetts Switch at the 1st percentile, close to its 2nd-percentile risk score.
Where Bennetts Switch's buildings actually sit
USFS classifies 53.7% of Bennetts Switch's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 46.3% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Bennetts Switch compares
There's little gap between Bennetts Switch's 2nd national percentile and its 11th percentile inside Indiana, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Bennetts Switch ranks 31,038 for wildfire risk (1 is highest) and 27,533 by building count (1 is largest). Within Indiana alone, it ranks 858 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Bennetts Switch and the insurance market
Bennetts Switch's low wildfire rating (2nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Bennetts Switch
Even with 53.7% of Bennetts Switch outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 134 counted buildings into the percentiles shown above for Bennetts Switch. For more on what minimal exposure implies beyond Bennetts Switch, see the exposure-zones guide.