Benjamin, UT
How exposed is Benjamin to wildfire?
Benjamin's 1,094 buildings earn a 71st-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Benjamin at the 73rd national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Benjamin's building exposure, zone by zone
Of Benjamin's 1,094 counted buildings, 50.6% carry Direct exposure and only 48.9% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Benjamin against the rest of the country
Inside Utah, Benjamin sits at just the 30th percentile even though it scores 71st nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Benjamin ranks 9,125 for wildfire risk (1 is highest) and 11,319 by building count (1 is largest). Within Utah alone, it ranks 229 of 326 places by risk. See the full county-by-county picture for Utah on its state page.
What this risk score means for insurance
Benjamin's 71st-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Benjamin (50.6%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Benjamin's 71st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Benjamin, see the exposure-zones guide.