Bendena, KS
Bendena, KS's wildfire risk, in USFS's own numbers
Bendena's 117 buildings earn a 37th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Bendena's burn probability — fire likelihood with no building count factored in — sits at the 36th percentile nationally.
Where Bendena's buildings actually sit
Bendena rates 80.3% Minimal exposure against just 19.7% Direct and 0% Indirect — of 117 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Bendena ranks
Inside Kansas, Bendena sits at just the 13th percentile even though it scores 37th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Bendena ranks 19,975 for wildfire risk (1 is highest) and 28,302 by building count (1 is largest). Within Kansas alone, it ranks 626 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
What this risk score means for insurance
Bendena's moderate wildfire rating (37th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 80.3% of buildings rated Minimal exposure, Bendena gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Bendena's 37th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Bendena, see the exposure-zones guide.