Ben Lomond, AR
How exposed is Ben Lomond to wildfire?
Ben Lomond sits at the 64th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 177 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Ben Lomond at the 66th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Of Ben Lomond's 177 counted buildings, 100% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Ben Lomond compares
Ben Lomond ranks lower within Arkansas (48th percentile statewide) than its 64th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Ben Lomond ranks 11,301 for wildfire risk (1 is highest) and 25,735 by building count (1 is largest). Within Arkansas alone, it ranks 318 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
What this risk score means for insurance
Ben Lomond's high rating (64th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 100% of Ben Lomond in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 177 counted buildings into the percentiles shown above for Ben Lomond. For more on what direct exposure implies beyond Ben Lomond, see the exposure-zones guide.