Ben Bolt, TX
Ben Bolt, TX's wildfire risk, in USFS's own numbers
USFS scores Ben Bolt at the 80th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 1,170 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Ben Bolt at the 81st percentile, close to its 80th-percentile risk score.
Ben Bolt's building exposure, zone by zone
84.3% of Ben Bolt's 1,170 buildings sit in USFS's Direct exposure zone, roughly 986 structures close enough to burnable vegetation for flame contact, not just embers — 15.7% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Ben Bolt ranks
Inside Texas, Ben Bolt sits at just the 61st percentile even though it scores 80th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Ben Bolt ranks 6,250 for wildfire risk (1 is highest) and 10,831 by building count (1 is largest). Within Texas alone, it ranks 689 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Ben Bolt's very high rating (80th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 84.3% of Ben Bolt in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Ben Bolt's 6,250-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Ben Bolt, see the exposure-zones guide.