Bemiss, GA
Bemiss wildfire risk explained
Bemiss's 3,530 buildings earn a 68th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bemiss at the 68th percentile, close to its 68th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 63.7% of Bemiss's buildings as Direct exposure, higher than its 36.3% Indirect share and far above its 0% Minimal share — a profile where 2,249 structures sit close enough to vegetation that lot clearing matters most.
Bemiss against the rest of the country
Bemiss's risk sits at a similar level relative to Georgia (56th percentile statewide) as it does nationally (68th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Bemiss ranks 10,205 for wildfire risk (1 is highest) and 4,739 by building count (1 is largest). Within Georgia alone, it ranks 293 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
What this risk score means for insurance
Bemiss's high rating (68th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Bemiss's 63.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Bemiss's figures come from
Bemiss's 68th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Bemiss's dominant direct exposure actually means, with real examples from across the dataset.