Belvidere, TN
Belvidere wildfire risk explained
USFS scores Belvidere at the 46th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 109 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Belvidere's burn probability — fire likelihood with no building count factored in — sits at the 49th percentile nationally.
Where Belvidere's buildings actually sit
Of Belvidere's 109 counted buildings, 73.4% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Belvidere compares
Belvidere's risk sits at a similar level relative to Tennessee (37th percentile statewide) as it does nationally (46th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Belvidere ranks 17,066 for wildfire risk (1 is highest) and 28,675 by building count (1 is largest). Within Tennessee alone, it ranks 319 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
What this risk score means for insurance
Belvidere's elevated wildfire rating (46th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 73.4% of Belvidere in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Belvidere's 17,066-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Belvidere, see the exposure-zones guide.