Belvidere, SD
Belvidere wildfire risk explained
USFS's Wildfire Risk to Communities model puts Belvidere at the 77th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 90 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Belvidere's burn probability — fire likelihood with no building count factored in — sits at the 76th percentile nationally.
Where Belvidere's buildings actually sit
USFS classifies 58.9% of Belvidere's buildings as Direct exposure, higher than its 41.1% Indirect share and far above its 0% Minimal share — a profile where 53 structures sit close enough to vegetation that lot clearing matters most.
How Belvidere compares
Belvidere scores 77th nationally and 76th within South Dakota — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Belvidere ranks 7,193 for wildfire risk (1 is highest) and 29,509 by building count (1 is largest). Within South Dakota alone, it ranks 107 of 439 places by risk. See the full county-by-county picture for South Dakota on its state page.
What this risk score means for insurance
At the 77th percentile nationally, Belvidere carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Belvidere
Because Direct exposure dominates in Belvidere (58.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 90 counted buildings into the percentiles shown above for Belvidere. For more on what direct exposure implies beyond Belvidere, see the exposure-zones guide.