Belvidere, IL
Belvidere, IL's wildfire risk, in USFS's own numbers
Belvidere sits at the 11th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 10,042 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Belvidere's burn probability — fire likelihood with no building count factored in — sits at the 11th percentile nationally.
Where Belvidere's buildings actually sit
Belvidere rates 96.6% Minimal exposure against just 3.4% Direct and 0% Indirect — of 10,042 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 10,042 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Belvidere ranks
Belvidere's 45th-percentile standing inside Illinois outpaces its 11th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Belvidere ranks 28,071 for wildfire risk (1 is highest) and 1,599 by building count (1 is largest). Within Illinois alone, it ranks 796 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Belvidere and the insurance market
Belvidere's low rating (11th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 96.6% of Belvidere outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 10,042 counted buildings into the percentiles shown above for Belvidere. For more on what minimal exposure implies beyond Belvidere, see the exposure-zones guide.