Beloit, OH
Beloit wildfire risk explained
USFS's Wildfire Risk to Communities model puts Beloit at the 25th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 648 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Beloit at the 25th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Beloit's building exposure, zone by zone
Beloit rates 65.1% Minimal exposure against just 34.9% Direct and 0% Indirect — of 648 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Beloit compares
Compare Beloit's two percentiles: 57th within Ohio, only 25th nationally — a gap of 32 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Beloit ranks 23,808 for wildfire risk (1 is highest) and 15,224 by building count (1 is largest). Within Ohio alone, it ranks 546 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Shopping for coverage in Beloit
Beloit's moderate rating (25th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Beloit
With 65.1% of buildings rated Minimal exposure, Beloit gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Beloit's 23,808-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Beloit, see the exposure-zones guide.