Beloit, KS
Beloit, KS's wildfire risk, in USFS's own numbers
USFS scores Beloit at the 21st national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 2,602 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Beloit at the 17th percentile, close to its 21st-percentile risk score.
Where Beloit's buildings actually sit
Beloit rates 94.9% Minimal exposure against just 5.1% Direct and 0% Indirect — of 2,602 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Beloit compares
Inside Kansas, Beloit sits at just the 3rd percentile even though it scores 21st nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Beloit ranks 25,055 for wildfire risk (1 is highest) and 6,093 by building count (1 is largest). Within Kansas alone, it ranks 699 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
Shopping for coverage in Beloit
Beloit's moderate wildfire rating (21st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 94.9% of buildings rated Minimal exposure, Beloit gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Beloit's 21st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Beloit, see the exposure-zones guide.