Belmore, OH
How exposed is Belmore to wildfire?
USFS scores Belmore at the 0th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 91 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Belmore at the 0th percentile, close to its 0th-percentile risk score.
What "at risk" means for the buildings here
Belmore rates 84.6% Minimal exposure against just 15.4% Direct and 0% Indirect — of 91 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Belmore ranks
Belmore's risk sits at a similar level relative to Ohio (0th percentile statewide) as it does nationally (0th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Belmore ranks 31,498 for wildfire risk (1 is highest) and 29,463 by building count (1 is largest). Within Ohio alone, it ranks 1,256 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
At the 0th national percentile, Belmore rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 84.6% of Belmore outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Belmore's figures come from
Belmore's 0th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Belmore's dominant minimal exposure actually means, with real examples from across the dataset.