Belmont, WI
How exposed is Belmont to wildfire?
USFS's Wildfire Risk to Communities model puts Belmont at the 4th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 562 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Belmont's burn probability — fire likelihood with no building count factored in — sits at the 4th percentile nationally.
Where Belmont's buildings actually sit
91.6% of Belmont's 562 buildings sit in USFS's Minimal exposure zone, with only 8.4% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Belmont against the rest of the country
Belmont scores 4th nationally and 1st within Wisconsin — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Belmont ranks 30,180 for wildfire risk (1 is highest) and 16,383 by building count (1 is largest). Within Wisconsin alone, it ranks 802 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Belmont and the insurance market
Belmont's low rating (4th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 91.6% of Belmont outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Belmont's figures come from
Belmont's 4th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Belmont's dominant minimal exposure actually means, with real examples from across the dataset.