Belmont, NY
Belmont, NY's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Belmont at the 15th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 564 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Belmont at the 15th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Belmont's buildings actually sit
USFS classifies 58.7% of Belmont's buildings as Direct exposure, higher than its 41.3% Indirect share and far above its 0% Minimal share — a profile where 331 structures sit close enough to vegetation that lot clearing matters most.
Belmont against the rest of the country
Within New York, Belmont ranks higher (36th percentile) than it does nationally (15th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Belmont ranks 26,730 for wildfire risk (1 is highest) and 16,342 by building count (1 is largest). Within New York alone, it ranks 826 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
At the 15th national percentile, Belmont rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Belmont
Because Direct exposure dominates in Belmont (58.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Belmont's 26,730-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Belmont, see the exposure-zones guide.