Belmont, NH
How exposed is Belmont to wildfire?
USFS scores Belmont at the 17th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 561 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Belmont's burn probability — fire likelihood with no building count factored in — sits at the 17th percentile nationally.
Belmont's building exposure, zone by zone
Indirect exposure is dominant in Belmont (55.4% of 561 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 44.6% sit in the Direct zone.
Belmont against the rest of the country
Belmont's 46th-percentile standing inside New Hampshire outpaces its 17th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Belmont ranks 26,068 for wildfire risk (1 is highest) and 16,393 by building count (1 is largest). Within New Hampshire alone, it ranks 55 of 100 places by risk. See the full county-by-county picture for New Hampshire on its state page.
What this risk score means for insurance
Belmont's low rating (17th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Belmont
With ember exposure the dominant pattern in Belmont (55.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 561 counted buildings into the percentiles shown above for Belmont. For more on what indirect exposure implies beyond Belmont, see the exposure-zones guide.