Belmont Estates, VA
Belmont Estates, VA's wildfire risk, in USFS's own numbers
Belmont Estates's 543 buildings earn a 38th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Belmont Estates's burn probability — fire likelihood with no building count factored in — sits at the 40th percentile nationally.
What "at risk" means for the buildings here
Most of Belmont Estates's buildings (73.5% of 543) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Belmont Estates compares
Belmont Estates scores 38th nationally and 28th within Virginia — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Belmont Estates ranks 19,685 for wildfire risk (1 is highest) and 16,676 by building count (1 is largest). Within Virginia alone, it ranks 487 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
Belmont Estates and the insurance market
Belmont Estates's moderate wildfire rating (38th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Belmont Estates
Even with 73.5% of Belmont Estates outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 543 counted buildings into the percentiles shown above for Belmont Estates. For more on what minimal exposure implies beyond Belmont Estates, see the exposure-zones guide.