Belmond, IA
How exposed is Belmond to wildfire?
USFS's Wildfire Risk to Communities model puts Belmond at the 13th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 1,385 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Belmond at the 11th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Belmond's building exposure, zone by zone
Belmond rates 92.3% Minimal exposure against just 7.7% Direct and 0% Indirect — of 1,385 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Belmond compares
There's little gap between Belmond's 13th national percentile and its 23rd percentile inside Iowa, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Belmond ranks 27,349 for wildfire risk (1 is highest) and 9,691 by building count (1 is largest). Within Iowa alone, it ranks 782 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Belmond and the insurance market
At the 13th national percentile, Belmond rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 92.3% of buildings rated Minimal exposure, Belmond gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Belmond's figures come from
Every one of the two percentiles behind Belmond's 27,349-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Belmond's dominant minimal exposure actually means, with real examples from across the dataset.