Belmar, NE
Belmar, NE's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Belmar at the 82nd national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 744 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Belmar's burn probability — fire likelihood with no building count factored in — sits at the 81st percentile nationally.
Where Belmar's buildings actually sit
744 buildings are counted in Belmar, and 49.7% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 2% rated Minimal.
How Belmar compares
Belmar scores 82nd nationally and 90th within Nebraska — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Belmar ranks 5,678 for wildfire risk (1 is highest) and 14,185 by building count (1 is largest). Within Nebraska alone, it ranks 59 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Belmar and the insurance market
Belmar's very high rating (82nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Belmar
Because Direct exposure dominates in Belmar (49.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Belmar's 82nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Belmar, see the exposure-zones guide.