WildfireRiskFinder

Bellville, TX

How exposed is Bellville to wildfire?

High
64thpercentile nationally

Bellville's 2,236 buildings earn a 64th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)

Separately from the risk score above, Bellville's burn probability — fire likelihood with no building count factored in — sits at the 65th percentile nationally.

What "at risk" means for the buildings here

2,236Total buildings
33.9%Direct exposure
66.1%Indirect exposure
0%Minimal exposure

66.1% of Bellville's 2,236 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 33.9% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.

Bellville against the rest of the country

Inside Texas, Bellville sits at just the 19th percentile even though it scores 64th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Bellville ranks 11,518 for wildfire risk (1 is highest) and 6,848 by building count (1 is largest). Within Texas alone, it ranks 1,456 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.

Shopping for coverage in Bellville

At the 64th percentile nationally, Bellville carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.

Lowering exposure, not just insuring around it

Because 66.1% of Bellville's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.

More on how this number was built

The methodology guide shows exactly how USFS turned 2,236 counted buildings into the percentiles shown above for Bellville. For more on what indirect exposure implies beyond Bellville, see the exposure-zones guide.