Bellville, GA
Bellville wildfire risk explained
Bellville sits at the 67th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 112 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bellville at the 67th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Of Bellville's 112 counted buildings, 67.9% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Bellville against the rest of the country
Bellville scores 67th nationally and 55th within Georgia — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Bellville ranks 10,297 for wildfire risk (1 is highest) and 28,534 by building count (1 is largest). Within Georgia alone, it ranks 301 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
Bellville and the insurance market
Bellville's 67th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With 67.9% of Bellville in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 112 counted buildings into the percentiles shown above for Bellville. For more on what direct exposure implies beyond Bellville, see the exposure-zones guide.