Bellview, FL
How exposed is Bellview to wildfire?
USFS scores Bellview at the 86th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 11,348 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Bellview's burn probability — fire likelihood with no building count factored in — sits at the 86th percentile nationally.
Bellview's building exposure, zone by zone
Bellview rates 41.4% Minimal exposure against just 30.9% Direct and 27.7% Indirect — of 11,348 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 11,348 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Bellview ranks
Inside Florida, Bellview sits at just the 67th percentile even though it scores 86th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Bellview ranks 4,566 for wildfire risk (1 is highest) and 1,393 by building count (1 is largest). Within Florida alone, it ranks 317 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Bellview and the insurance market
At the 86th percentile nationally, Bellview carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 41.4% of buildings rated Minimal exposure, Bellview gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 11,348 counted buildings into the percentiles shown above for Bellview. For more on what minimal exposure implies beyond Bellview, see the exposure-zones guide.