Bellmore, NY
How exposed is Bellmore to wildfire?
USFS scores Bellmore at the 52nd national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 6,152 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bellmore at the 44th national percentile — 8 points below its risk-to-structures score, a gap driven by how much is actually built there.
Bellmore's building exposure, zone by zone
Most of Bellmore's buildings (99.3% of 6,152) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 6,152 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Bellmore compares
Compare Bellmore's two percentiles: 96th within New York, only 52nd nationally — a gap of 44 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Bellmore ranks 15,039 for wildfire risk (1 is highest) and 2,816 by building count (1 is largest). Within New York alone, it ranks 47 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
At the 52nd national percentile, Bellmore rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 99.3% of buildings rated Minimal exposure, Bellmore gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 6,152 counted buildings into the percentiles shown above for Bellmore. For more on what minimal exposure implies beyond Bellmore, see the exposure-zones guide.