Bellflower, MO
Bellflower, MO's wildfire risk, in USFS's own numbers
Bellflower's 308 buildings earn a 20th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bellflower at the 21st percentile, close to its 20th-percentile risk score.
What "at risk" means for the buildings here
Most of Bellflower's buildings (68.2% of 308) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Bellflower ranks
Bellflower's risk sits at a similar level relative to Missouri (7th percentile statewide) as it does nationally (20th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Bellflower ranks 25,093 for wildfire risk (1 is highest) and 21,420 by building count (1 is largest). Within Missouri alone, it ranks 987 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Bellflower
Bellflower's moderate rating (20th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Bellflower's 68.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Bellflower's figures come from
The methodology guide shows exactly how USFS turned 308 counted buildings into the percentiles shown above for Bellflower. The exposure-zones guide covers what Bellflower's dominant minimal exposure actually means, with real examples from across the dataset.