Bellewood, KY
Bellewood wildfire risk explained
Bellewood's 210 buildings earn a 12th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bellewood at the 14th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Bellewood's buildings actually sit
Of Bellewood's 210 counted buildings, 71.9% carry Direct exposure and only 28.1% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Bellewood compares
Bellewood scores 12th nationally and 19th within Kentucky — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Bellewood ranks 27,636 for wildfire risk (1 is highest) and 24,481 by building count (1 is largest). Within Kentucky alone, it ranks 448 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Shopping for coverage in Bellewood
Bellewood's low rating (12th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Bellewood
Because Direct exposure dominates in Bellewood (71.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Bellewood's 12th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Bellewood, see the exposure-zones guide.