Bellevue, KY
Bellevue, KY's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Bellevue lands at the 10th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 2,685 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bellevue at the 11th percentile, close to its 10th-percentile risk score.
Where Bellevue's buildings actually sit
Bellevue rates 91.7% Minimal exposure against just 8.3% Direct and 0% Indirect — of 2,685 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Bellevue against the rest of the country
Bellevue scores 10th nationally and 9th within Kentucky — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Bellevue ranks 28,268 for wildfire risk (1 is highest) and 5,951 by building count (1 is largest). Within Kentucky alone, it ranks 500 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Bellevue and the insurance market
Bellevue's low rating (10th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Even with 91.7% of Bellevue outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Bellevue's 28,268-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Bellevue, see the exposure-zones guide.