Bellevue, IL
Bellevue wildfire risk explained
Bellevue sits at the 16th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 1,273 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bellevue at the 17th percentile, close to its 16th-percentile risk score.
What "at risk" means for the buildings here
1,273 buildings are counted in Bellevue, and 40.1% of them are Indirect exposure — ember-driven risk rather than the 28.9% in Direct exposure or the 31% rated Minimal.
Where Bellevue ranks
Compare Bellevue's two percentiles: 55th within Illinois, only 16th nationally — a gap of 39 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Bellevue ranks 26,497 for wildfire risk (1 is highest) and 10,236 by building count (1 is largest). Within Illinois alone, it ranks 658 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Bellevue
Bellevue's low wildfire rating (16th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because 40.1% of Bellevue's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,273 counted buildings into the percentiles shown above for Bellevue. For more on what indirect exposure implies beyond Bellevue, see the exposure-zones guide.