Belleville, PA
Belleville wildfire risk explained
Belleville's 1,042 buildings earn a 44th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Belleville's burn probability — fire likelihood with no building count factored in — sits at the 42nd percentile nationally.
What "at risk" means for the buildings here
55.7% of Belleville's 1,042 buildings sit in USFS's Minimal exposure zone, with only 11.6% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Belleville against the rest of the country
Compare Belleville's two percentiles: 70th within Pennsylvania, only 44th nationally — a gap of 26 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Belleville ranks 17,814 for wildfire risk (1 is highest) and 11,644 by building count (1 is largest). Within Pennsylvania alone, it ranks 599 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Belleville and the insurance market
Belleville's elevated wildfire rating (44th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 55.7% of Belleville outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Belleville's 44th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Belleville, see the exposure-zones guide.