Belleville, NY
Belleville, NY's wildfire risk, in USFS's own numbers
USFS scores Belleville at the 4th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 167 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Belleville at the 4th percentile, close to its 4th-percentile risk score.
Belleville's building exposure, zone by zone
USFS classifies 67.7% of Belleville's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 32.3% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Belleville against the rest of the country
Belleville's risk sits at a similar level relative to New York (2nd percentile statewide) as it does nationally (4th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Belleville ranks 30,423 for wildfire risk (1 is highest) and 26,143 by building count (1 is largest). Within New York alone, it ranks 1,263 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Belleville
Belleville's low wildfire rating (4th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Even with 67.7% of Belleville outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Belleville's figures come from
Belleville's 4th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Belleville's dominant minimal exposure actually means, with real examples from across the dataset.