Belleville, IN
Belleville wildfire risk explained
USFS's Wildfire Risk to Communities model puts Belleville at the 10th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 402 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Belleville at the 10th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Belleville's buildings actually sit
USFS classifies 62.4% of Belleville's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 37.6% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Belleville ranks
Compare Belleville's two percentiles: 56th within Indiana, only 10th nationally — a gap of 46 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Belleville ranks 28,356 for wildfire risk (1 is highest) and 19,165 by building count (1 is largest). Within Indiana alone, it ranks 426 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
At the 10th national percentile, Belleville rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Belleville's 62.4% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Belleville's 28,356-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Belleville, see the exposure-zones guide.