Bellerose Terrace, NY
Bellerose Terrace, NY's wildfire risk, in USFS's own numbers
Bellerose Terrace's 576 buildings earn a 29th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Bellerose Terrace's burn probability — fire likelihood with no building count factored in — sits at the 31st percentile nationally.
What "at risk" means for the buildings here
Bellerose Terrace rates 100% Minimal exposure against just 0% Direct and 0% Indirect — of 576 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Bellerose Terrace against the rest of the country
Within New York, Bellerose Terrace ranks higher (61st percentile) than it does nationally (29th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Bellerose Terrace ranks 22,348 for wildfire risk (1 is highest) and 16,159 by building count (1 is largest). Within New York alone, it ranks 500 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Bellerose Terrace
Bellerose Terrace's moderate rating (29th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 100% of buildings rated Minimal exposure, Bellerose Terrace gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Bellerose Terrace's figures come from
Bellerose Terrace's 29th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Bellerose Terrace's dominant minimal exposure actually means, with real examples from across the dataset.