Bellerose, NY
Bellerose, NY's wildfire risk, in USFS's own numbers
USFS scores Bellerose at the 26th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 453 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Bellerose's burn probability — fire likelihood with no building count factored in — sits at the 29th percentile nationally.
What "at risk" means for the buildings here
USFS classifies 99.6% of Bellerose's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 0.4% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Bellerose ranks
Compare Bellerose's two percentiles: 54th within New York, only 26th nationally — a gap of 28 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Bellerose ranks 23,452 for wildfire risk (1 is highest) and 18,221 by building count (1 is largest). Within New York alone, it ranks 596 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Bellerose and the insurance market
Bellerose's moderate rating (26th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Even with 99.6% of Bellerose outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Bellerose's 23,452-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Bellerose, see the exposure-zones guide.